Life jacket laws · 54 jurisdictions · checked Oct 2026

Life jacket laws by state: kids, jet skis, kayaks and paddle boards

SHORT ANSWER

Federal law requires a USCG-approved wearable life jacket for every person on every recreational boat, kayak and canoe included. Kids must wear one: the federal default is under 13 while underway, unless they’re below decks or in an enclosed cabin. Most states set their own age, from under 6 to under 17, sometimes only on boats under a certain length. Find your state below.

The federal baseline (every state)

  • One wearable, USCG-approved life jacket per person, the right size, in good condition and readily accessible. Racing shells, rowing sculls, racing canoes and kayaks, and sailboards are exempt (33 CFR 175.15(a)).
  • Boats 16 ft and longer also carry one throwable device. Canoes and kayaks are exempt (33 CFR 175.15(b)).
  • Children under 13 wear one while underway unless below decks or in an enclosed cabin. A state’s own child-wear rule replaces this on its waters (33 CFR 175.15(c), 175.25).
  • Inflatables count only when the cylinder is full, the status indicators are green, and you follow the label. Many aren’t approved for people under 16, PWC riding or towed sports (33 CFR 175.23).

Full federal equipment list by boat length

State-by-state table

Tap a state for the full page: emergency contacts, boater education card, jet ski rules, registration and sources. The age column is our summary of the rule; the rule text next to it is what counts.

54 of 54 shown

State Kids must wear Child life jacket rule Jet ski / PWC Everyone else, paddle craft and seasons
AlabamaAL Under 8 All persons under 8 must wear a USCG-approved life jacket at all times on any vessel, except inside an enclosed cabin or sleeping space.
Source: alea.gov
12 with certification and a certified adult 21+ aboard; 14 to operate alone (same rules as all motorized vessels)
PWC rules

Everyone aboard or towed wears a USCG-approved life jacket; cut-off switch (lanyard attached) or self-circling feature required; daylight operation strongly recommended and nav lights required at night; no weaving at speed, following a skier closely, cutting between a boat and its skier, wake-jumping too close, buzzing, or chasing wildlife.

Everyone aboard must wear a USCG-approved life jacket within 800 ft below a hydroelectric dam or navigational lock and dam. People being towed must wear one. Inflatables only for ages 16+.
AlaskaAK Under 13 Children under 13 must wear a USCG-approved life jacket when in an open boat or on the deck of a boat, and when being towed on water skis, a tube, surfboard or similar device (AS 05.25.010(g), 05.25.020(b)). No state minimum age (none set in AS 05.25); rental companies set their own ages
PWC rules

PWC are boats under Alaska law: register and number with DMV, carry the same federal equipment, display navigation lights sunset to sunrise. The state handbook advises wearing a life jacket designed for PWC (inflatables not appropriate), attaching the engine cut-off lanyard, and checking local land-manager restrictions. Local example: in the Kenai River Special Management Area PWC may run only on a designated part of Kenai Lake, 10 a.m. to 10 p.m., and no faster than 5 mph or on plane within 300 ft of shore. The former PWC ban in the Kachemak Bay and Fox River Flats Critical Habitat Areas was repealed in 2021 and the repeal was upheld by the Alaska Supreme Court in Sept 2025.

One USCG-approved life jacket per person on every boat including canoes, kayaks, SUPs and packrafts; boats 16 ft and longer (except canoes and kayaks) also need a throwable device. No seasonal wear law, but Alaska waters are cold year-round: the state strongly urges everyone to wear a life jacket at all times (cold-shock '1-10-1' rule) and runs Kids Don't Float loaner life-jacket boards at many launches.
Kayak, SUP & kite notes

Canoes, kayaks, SUPs and packrafts are vessels under Alaska boating law; nonmotorized paddlecraft need not be registered; children under 13 must wear a life jacket and one life jacket per adult must be aboard. The state handbook stresses using a leash and life jacket on SUP and dressing for immersion in cold water. No Alaska-specific kiteboarding rules were found.

ArizonaAZ Under 13 All children 12 and younger must wear a properly fitted, fastened USCG-approved life jacket while underway on any vessel. 12 to operate alone; under 12 only with a parent/guardian or person 18+ on board
PWC rules

Everyone aboard must wear a fastened USCG-approved life jacket; attach the engine cut-off lanyard; no operation sunset to sunrise or in restricted visibility without proper navigation lights; reckless operation includes jumping wakes or sharp turns within 60 ft of another vessel; do not exceed the manufacturer's capacity.

Everyone wakesurfing or being towed must wear a life jacket; towing is daylight only and needs an observer aged 12+. All vessels including paddleboards and kayaks must carry a wearable life jacket per person (exceptions: sailboards and certain racing shells).
Kayak, SUP & kite notes

Paddleboards and kayaks must carry a wearable life jacket per person; sailboards are exempt from life jacket carriage. No statewide kiteboarding rule found.

ArkansasAR Under 13 Children 12 and younger must wear a securely fastened USCG-approved life jacket at all times on any vessel. Only exception: inside the enclosed area of a houseboat or cruiser, or within the railings of a party barge, cruiser or houseboat, when not underway. 16 to operate alone (with education certificate if born on/after 1 Jan 1986); 12-15 only with a person 18+ on board; under 12 only with a person 21+ on board; under 16 may not operate a PWC rated for fewer than 2 people; no rentals to anyone under 18
PWC rules

Everyone aboard must wear a USCG-approved life jacket (inflatables not allowed); attach the engine cut-off lanyard; operate only from half an hour before sunrise to half an hour after sunset; no getting airborne crossing a wake within 100 ft of the boat that made it; slow no-wake within 100 ft of anchored boats, shoreline, docks, swimmers, anglers or paddlecraft; no weaving or following too closely.

Anyone towed behind a motorized vessel on skis or other devices must wear a USCG-approved life jacket. All vessels must carry a wearable life jacket per person; boats 16 ft and over also need a throwable device.
CaliforniaCA Under 13 Every child under 13 on a moving recreational vessel of any length must wear a USCG-approved life jacket. Exceptions: a child in an enclosed cabin, or tethered by a harness on a sailboat. 16 to operate a boat with a motor over 15 hp (includes most PWC) alone; ages 12-15 only with an adult 18+ on board
PWC rules

Everyone on a PWC must wear a USCG-approved life jacket; attach the engine cut-off lanyard to your body; no PWC operation from sunset to sunrise, even with navigation lights; anyone towed must wear a life jacket and an observer aged 12+ is required when towing.

Kayaks, canoes and paddleboards of any length must carry one USCG-approved life jacket per person. Boats 16 ft and over must also carry one throwable device. Everyone being towed must wear a life jacket.
Kayak, SUP & kite notes

Paddleboards, kayaks and canoes count as human-powered vessels: each must carry a USCG-approved life jacket, and children under 13 must wear one while underway. Many lakes and reservoirs have local rules (some ban PWC or two-stroke engines). No statewide kiteboarding rule found.

ColoradoCO Under 13 Children 12 and younger must wear a USCG-approved life jacket whenever their vessel is on the water, except in an enclosed cabin or below deck. 18 to operate without a course; 14-17 with a Boating Safety Certificate; under 14 not allowed
PWC rules

Everyone on board must wear a USCG-approved life jacket (inflatables not approved for PWC); attach the engine cut-off lanyard if the PWC has one; PWC must pass mandatory aquatic nuisance species inspection and Clean, Drain and Dry on every entry and exit.

Inflatable life jackets are approved only for people 16+, and not for PWC, whitewater paddling or towed sports. Anyone towed must wear a flotation device. Vessels running rivers need a whitewater buoyant vest for each person. Sailboarders may wear a flotation wetsuit instead.
Kayak, SUP & kite notes

Paddleboards and kayaks without motor or sail need no registration or ANS stamp, but must carry a life jacket per person; CPW asks paddlers to Clean, Drain and Dry. Sailboarders may substitute a flotation wetsuit. No kiteboarding-specific rule found.

ConnecticutCT Under 13 Children under 13 must wear a USCG-approved life jacket on any vessel underway unless below deck or in an enclosed cabin, and at all times while underway on a manually propelled vessel. Under 16 only with a CPWO (or reciprocal-state equivalent) and onboard supervision by a CPWO holder 18 or older; 16+ with a CPWO
PWC rules

Everyone aboard must wear a USCG-approved non-inflatable life jacket; lanyard attached to the operator if equipped; no operation between sunset and sunrise or in reduced visibility; slow-no-wake within 200 ft of shore, docks, piers, floats or anchored/moored vessels; no wake-jumping within 100 ft of the vessel making the wake; no passenger in front of the operator; towing a skier requires a Safe Water Skiing Endorsement and a PWC rated for three with an observer 12+.

Cold-water season: from October 1 to May 31 everyone on a manually propelled vessel (kayak, canoe, SUP, rowboat) must wear a USCG-approved life jacket ($75 infraction). Inflatable life jackets may not be used by anyone under 16 or under 90 lb, or for PWC riding or water skiing.
Kayak, SUP & kite notes

SUPs, kayaks and canoes: life jacket must be worn Oct 1 to May 31 (all ages) and always by children under 13; owner contact info must be attached (Public Act 26-60). Kite-skiing (kiteboarding) and parasailing are banned wherever water skiing is banned or restricted, and kites may not fly over or under utility lines, bridges, dams, locks, docks, ramps, swim areas, marinas or congested areas. Jet packs and flyboards need a CPWO and operator age 16+.

DelawareDE Under 13 Children 12 and under must wear a USCG-approved life jacket at all times on any recreational boat, except below deck, in an enclosed cabin, or when the boat is anchored or moored (23 Del. C. § 2202).
Source: boat-ed.com
16 to operate; 14-15 only under direct supervision of a parent or legal guardian (and with a boating safety card)
PWC rules

Everyone aboard must wear a life jacket; lanyard cut-off must be attached to the operator; no operation from sunset to sunrise or in restricted visibility unless equipped with navigation lights; headway speed within 100 ft of docks, piers, anchored or non-motorized vessels and shoreline, and 300 ft from people in the water (300 ft for everything in the Inland Bays near towns and in the Atlantic Ocean); headway speed in or at the entrance to marinas; no wake-jumping within 100 ft, weaving, or following a skier within 100 ft.

Water skiers must wear a wearable life jacket. No seasonal cold-water rule found.
Kayak, SUP & kite notes

Sailboards are exempt from some equipment rules. No kiteboarding- or SUP-specific state rule found.

District of ColumbiaDC Not verified — —
PWC rules

Per MPD: no jumping the wake of another vessel within 100 yards of it; when two or more PWC run at 10 mph or more, keep at least 25 yards apart. MPD advises always wearing a life jacket and attaching the engine cut-off lanyard.

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FloridaFL Under 6 Children under 6 must wear a USCG-approved life jacket at all times on any vessel under 26 ft that is underway. Beyond Florida state waters (3 mi Atlantic / 9 mi Gulf), the federal rule applies: under 13 must wear one unless below deck or in an enclosed cabin. 14 to operate (no one under 14 may operate a PWC, even with a card); 18 to rent
PWC rules

Everyone aboard or towed must wear a non-inflatable USCG-approved life jacket; attach the engine cut-off lanyard; no operation from 1/2 hour after sunset to 1/2 hour before sunrise (sunrise-sunset only without nav lights); no weaving through congested traffic, last-second swerving, or jumping wakes too close to other vessels.

No seasonal or cold-water rule. Anyone being towed (skis, tubes, etc.) must wear a non-inflatable USCG-approved life jacket.
Kayak, SUP & kite notes

FWC: canoes, kayaks and paddleboards (except paddleboards used within swimming, surfing or bathing areas) are vessels under USCG rules - carry one USCG-approved wearable life jacket per person (children under 6 must wear it) and a sound device (whistle). Non-motorized craft under 16 ft and canoes/kayaks need no registration. No Florida-specific kiteboarding statute found; local ordinances may restrict launch areas.

GeorgiaGA Under 13 Children under 13 must wear a USCG-approved life jacket on any moving vessel, unless inside a fully enclosed cabin. 12 (under 12 may not operate a PWC); 12-15 only with a DNR-approved course or a competent adult 18+; 16 to rent
PWC rules

Everyone aboard wears a USCG-approved life jacket (no inflatables); self-circling device or lanyard cut-off attached to operator; no operation between sunset and sunrise; no wake-jumping or riding within 100 ft of another moving vessel; idle speed within 100 ft of moored/adrift vessels, docks, piers, bridges, people in the water, shorelines next to residences, parks, beaches, swim areas and marinas.

All passengers must wear a properly fastened USCG-approved life jacket in marked "hazardous areas". People being towed must wear a ski belt, ski jacket or Type I-III life jacket.
GuamGU No state rule No Guam-specific child life-jacket law was found; the federal rule therefore applies: children under 13 must wear a USCG-approved life jacket on a recreational vessel underway unless below deck or in an enclosed cabin. Guam law requires one USCG-approved life jacket per person aboard every vessel (10 GCA § 69113(h)). Under 16 may operate only if visually supervised by someone 18 or older (10 GAR § 6104(c))
PWC rules

Jet skis and other 'motorized water recreational craft' (MWRC) may run only in daylight: no operation from 1 hour after sunset to 1 hour before sunrise (10 GCA § 69119, applied by 10 GAR § 6104). Inside Recreational Water-Use Management Plan (RWUMP) areas, MWRC may operate only on DPR-designated MWRC courses, entering and leaving through marked corridors at slow-no-wake (max 5 mph); speed limit 5 mph on all rivers and lakes. No jet ski or MWRC within the reef or channel from Mannel Channel to Patti Point, Yigo (DPR key map). Leave the reef by the most direct route from a designated launch area or ramp at no more than 5 mph. Commercial jet ski rentals need a DPR Recreation Vendor Permit, $100,000 liability insurance per craft and an on-course Water Safety Coordinator. Federal law requires a USCG-approved life jacket for everyone on a PWC.

One USCG-approved life jacket per person on every vessel; motorboats carrying passengers for hire must carry one per person. No seasonal rule.
Kayak, SUP & kite notes

Windsurfing (10 GAR § 6106): no windsurfing within 100 ft of shore except in designated supervised instruction areas or when launching/landing; enter and leave by the most direct route; follow sailing-vessel rules of the road; stay at least 100 ft from a dive flag. Manually propelled craft must carry a flashlight or lantern with a white light at night (10 GCA § 69113(c)). No kiteboarding- or SUP-specific rule was found. Whether GPD exempts kayaks and paddleboards from numbering could not be confirmed.

HawaiiHI Under 13 Children 12 and under (under 13) must wear a properly fitting USCG-approved life jacket while aboard a vessel underway or anchored/moored offshore in a non-designated mooring area, unless below deck or in an enclosed cabin. 15 to operate (HAR 13-256-16)
PWC rules

In Hawaii a PWC/jet ski is a 'thrill craft'. Annual DOBOR registration; NASBLA course plus Hawaii Thrill Craft Operator Certification (lifetime, covers local ocean safety, Hawaiian cultural practices and protected species). Operator and every rider must wear a USCG-approved life jacket (inflatables not allowed); engine cut-off lanyard attached when above idle. Slow-no-wake within 300 ft of shore; access by the most direct route, only from harbors/ramps or private beachfront property. Outside designated Ocean Recreation Management Areas (ORMAs), recreational thrill craft must stay 500 ft offshore or beyond the outer edge of the fringing reef, whichever is farther; inside ORMAs only in designated thrill craft zones. Prohibited off Kahoolawe, Lanai, Molokai and Niihau, in Marine Life Conservation Districts and Natural Area Reserves, and at Ahu o Laka (Kaneohe Sandbar). Designated recreational zones include Kaneohe Bay Zone K (Oahu), Maunalua Bay Zone E (Hawaii Kai, Oahu), Haleiwa Zone E (Oahu), Hilo Bay and Kailua Bay (Kona) zones; many close in humpback whale season, Dec 15 to May 15. Maui Humpback Whale Protected Waters (west and south Maui): no thrill craft, parasailing or water sledding Dec 15 to May 15. Commercial rentals may operate only inside permitted 200-ft-radius commercial thrill craft zones (e.g. Waikiki, Maunalua Bay, Kaanapali, Kalaepaakai Point) with a required customer safety briefing; no thrill craft may be used for profit in a recreational zone.

One wearable USCG-approved life jacket per person on all vessels except Hawaiian-design racing canoes, racing shells, rowing sculls and racing kayaks. Vessels 16 ft and longer also need a throwable (Type IV) device (canoes and kayaks generally exempt). Anyone being towed (water ski, tube) must wear a life jacket; inflatables are not approved for towing or thrill craft and only for people 16 and older. No cold-water season rule.
Kayak, SUP & kite notes

SUP/paddleboards are vessels outside swimming, surfing and bathing areas: carry a life jacket per person, a whistle or other sound device, a white light (flashlight/headlamp) between sunset and sunrise, and visual distress signals on federally controlled waters; children 12 and under must wear the life jacket. Windsurfing (HAR 13-256-20): use the most direct route to/from shore, follow sailing-vessel rules of the road, stay at least 200 ft from a dive flag. ORMA zones affect sailboarders: Kanaha Beach Park, Maui has swim-only zones A-C, and no sailboard launch before 11:00 a.m. (beginner windsurf instruction near shore after 9 a.m.) under HAR 13-256-130; Kailua Beach Park, Oahu Zone A is designated for windsurfing (no motorboats; no swimming when windsurfers are using it); Hookipa, Maui has restricted zones (HAR 13-256-127). No State rule written specifically for kiteboarding was found in HAR 13-256 or 13-230; the widely cited 'no kiting before 11 a.m.' at Kanaha/Kite Beach is a community-adopted practice extending the sailboard rule, not an explicit kite regulation found in official text.

IdahoID Under 15 Children 14 and younger on vessels 19 ft or less must wear a USCG-approved life jacket when the vessel is underway. No statewide minimum age (local county ordinances may apply)
PWC rules

Everyone riding or towed must wear a USCG-approved life jacket; attach the engine cut-off lanyard; no operation sunset to sunrise or in restricted visibility unless factory-equipped with navigation lights; no weaving through traffic, unsafe wake jumping or last-second swerving; a PWC towing a skier must be rated for 3 people.

Everyone towed behind a vessel must wear a life jacket. Fly-fishing float tubes need no life jacket on lakes under 200 surface acres; fly-fishing pontoons need one on all waters.
Kayak, SUP & kite notes

Paddleboards used outside swim/surf areas must carry a life jacket per person, a whistle, a white light (flashlight/headlamp) from sunset to sunrise, and an Idaho Invasive Species Fund sticker. Sailboards are exempt from registration. No kiteboarding-specific statewide rule found.

IllinoisIL Under 13 Children under 13 must wear an appropriately sized USCG-approved wearable life jacket on deck or in an open boat whenever it is underway. This does not apply inside an enclosed cabin or below the top deck, on an anchored boat used as a swimming or diving platform, or on a charter with a licensed captain. 10 with direct adult supervision; 12–17 with a Boating Safety Certificate or supervision (anyone born on or after Jan 1, 1998, needs the certificate)
PWC rules

Everyone on a PWC or specialty prop-craft must wear a USCG-approved life jacket (no inflatables); lanyard must be attached to the operator, or the wireless cut-off must be active; no riding between sunset and sunrise; no weaving through traffic, unsafe wake-jumping or last-second swerving.

Every vessel needs a USCG-approved wearable life jacket for each person on board or being towed. Boats 16 ft and longer (except canoes and kayaks) also need a throwable device. There is no seasonal or cold-water rule.
Kayak, SUP & kite notes

Canoes, kayaks and paddleboards do not need to be registered or carry a stamp. The handbook has no specific rules for kiteboarding.

IndianaIN No state rule There is no statewide child-wear law. On 'Waters of Concurrent Jurisdiction' (Indiana's part of Lake Michigan, the Ohio River, the Great Miami River and the Wabash River where it borders Illinois), children under 13 must wear a life jacket unless below deck in an enclosed cabin or the boat is docked or at anchor. 15 (with boater education course and BMV ID); otherwise a valid driver's license is required
PWC rules

Everyone riding on or towed behind a PWC must wear a USCG-approved wearable life jacket; the PWC must have a lanyard cut-off (attached to the operator) or a self-circling feature; daylight hours only unless properly lit; all vessels are limited to 10 mph between sunset and sunrise; idle speed within 200 ft of a lake shoreline (some lakes 50 ft); no weaving, following a towing boat, wake-jumping, cutting between a boat and a skier, or riding backward.

Every vessel must carry a wearable USCG-approved life jacket for each person on board and being towed. Boats 16 ft and longer (except canoes and kayaks) also need a throwable device. On Waters of Concurrent Jurisdiction, anyone towed on skis, a surfboard, a kite or a similar device (other than behind a PWC) should wear one. There is no seasonal or cold-water rule.
Kayak, SUP & kite notes

Non-motorized canoes, kayaks and paddleboards do not need to be registered. The handbook mentions kite towing only in the life-jacket recommendation above. The DNR offers a free paddle sports safety course.

IowaIA Under 13 Children under 13 must wear a USCG-approved wearable life jacket while underway on any Iowa waters, unless in an enclosed cabin or below deck, or a passenger on a commercial vessel that carries 25 or more people. No fixed minimum: under 12 only with an experienced person 18+ on board; 12–17 need a boater education certificate or that same supervision
PWC rules

Everyone on board must wear a USCG-approved Type I, II, III or V life jacket (no inflatables); no riding between sunset and sunrise; lanyard must be attached whenever the engine runs; no more than 10 mph within 300 ft of shore on inland lakes and federal impoundments; no more than 5 mph within 100 ft of a vessel going 5 mph or less, or within 50 ft of a faster vessel; no chasing wildlife.

Anyone towed behind a vessel or PWC must wear a USCG-approved wearable life jacket. Boats 16 ft and longer (except canoes and kayaks) also need a throwable device. There is no seasonal or cold-water rule.
Kayak, SUP & kite notes

Canoes, kayaks and SUPs over 13 ft, or any with a motor or sail, must be registered. SUPs are vessels and need a life jacket for each person, a whistle and visual distress signals on federally controlled waters, and a white light (a flashlight or headlamp is enough) from sunset to sunrise. The handbook has no specific rules for kiteboarding.

KansasKS Under 13 Anyone 12 years of age or younger on board or being towed must wear a USCG-approved life jacket, unless below decks or in an enclosed cabin (a life belt or ring does not count) (K.S.A. 32-1129). No fixed PWC minimum: under 12 only with direct, audible on-board supervision by someone over 17 (K.S.A. 32-1125); born on or after Jan 1, 1989 and under 21 need a boater education certificate unless supervised
PWC rules

Everyone on board must wear a USCG-approved life jacket; lanyard must be attached to the operator; no riding between sunset and sunrise; no-wake (5 mph or less) within 200 ft of docks, ramps, swimmers, bridges, moored or anchored vessels, pump-outs, non-motorized craft and marinas; must face forward; no weaving or unsafe wake-jumping (K.A.R. 115-30-10).

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KentuckyKY Under 12 Children under 12 must wear a properly fitted USCG-approved life jacket while in the open portion of a boat that is underway.
Source: fw.ky.gov
12 (under 12 may not operate); 12-17 need the safe boating certificate or someone 18+ aboard
PWC rules

Operator and passengers must wear a USCG-approved life jacket; lanyard cut-off attached to operator (unless self-circling); operate only between sunrise and sunset.

Below locks and dams on U.S. Army Corps of Engineers waterways and the Kentucky River, everyone aboard must wear a life jacket upstream of danger signs/open-diamond buoys or within 150 ft of the downstream lock and dam wall.
Kayak, SUP & kite notes

Manually propelled craft (including pedal drives) need no registration or title. No Kentucky-specific SUP/kite rule found.

LouisianaLA Under 17 Children 16 and younger must wear a USCG-approved life jacket while underway on a vessel under 26 ft. 16 to operate or rent
PWC rules

Everyone aboard wears a USCG-approved life jacket; attach the cut-off lanyard; no operation between sunset and sunrise without USCG navigation lights; no weaving through traffic, wake-jumping with obstructed view, last-second swerving, or chasing wildlife.

Everyone aboard a motorboat under 16 ft with a hand-tiller outboard must wear a life jacket while underway (not electric trolling motors). Anyone being towed must wear a non-inflatable life jacket.
Kayak, SUP & kite notes

Sailboards are exempt from registration. No Louisiana-specific SUP or kiteboarding rule found.

MaineME Under 13 Children 12 years of age or younger (including a child operator) must wear a USCG-approved life jacket on any watercraft underway for recreation, unless below deck, in an enclosed cabin, or on a vessel with a USCG certificate of inspection (raised from age 10 effective Jan 1, 2026).
Source: maine.gov
16 to operate (no one under 16 may operate a PWC)
PWC rules

Course required if born after Jan 1, 1999 (no horsepower minimum); everyone aboard must wear a USCG-approved non-inflatable life jacket; no operation between sunset and sunrise, even with lights; parent or guardian is responsible for operators under 18; headway speed within 200 ft of any shoreline (including islands); many waters have local PWC bans; Lake and River Protection Sticker required on inland waters.

Must wear a life jacket: canoes/kayaks on the Saco River from Hiram Dam to the ocean, Jan 1 to Jun 1; anyone aboard on the Penobscot River between the gorge and the head of Big Eddy; anyone aboard on the Kennebec River between Harris Station and Turtle Island (foot of Black Brook Rapids). Anyone towed (water ski, tube) must wear a non-inflatable life jacket. All watercraft, including canoes, kayaks and SUPs, must carry one wearable life jacket per person.
Kayak, SUP & kite notes

SUPs are watercraft: each needs a wearable life jacket per person, a sound-producing device (whistle), a white light (flashlight or headlamp) between sunset and sunrise, and visual distress signals on territorial (ocean) waters between sunset and sunrise. Anyone hired to guide paddleboarders must be a licensed Maine guide (inland) or sea kayak guide (coast). No kiteboarding-specific state rule found.

MarylandMD Under 13 Children under 13 must wear a properly sized, USCG-approved life jacket aboard any recreational vessel under 21 ft (unless moored or anchored, or the child is below deck or in an enclosed cabin); children under 4 need an infant/child life jacket with a crotch strap, head support and grab handle. 16 to operate or rent (14-15 only if certified under the 1996 grandfather provision)
PWC rules

Everyone aboard must wear a USCG-approved Type I, II, III or V life jacket; operators born after July 1, 1972 must carry a boating safety certificate; no operation from sunset to sunrise or in restricted visibility; lanyard attached to the operator; max 6 knots within 100 ft of shore, piers, pilings, bridges, people in the water, or another vessel; in the Atlantic Ocean, stay 300 ft from people in the water and surf fishermen; idle speed in water under 18 inches; no wake-jumping within 100 ft, following within 100 ft of a skier, or weaving; DNR PWC regulation sticker required.

Upper Potomac River and its tributaries: everyone aboard a vessel, raft or tube must wear a USCG-approved life jacket while underway from November 15 to May 15 (and carry one per person the rest of the year). Every vessel, including canoes, kayaks, rowboats and sailboards, must carry one USCG-approved life jacket per person. Sailboard (windsurf) operators must wear a full-torso wetsuit or drysuit from October 15 to May 15.
Kayak, SUP & kite notes

Sailboards may meet the life-jacket rule with a neoprene wetsuit/drysuit or a closed-cell foam padded harness, and must wear a full-torso wetsuit or drysuit Oct 15 to May 15 (COMAR 08.18.04.02). Canoes, kayaks and other paddlecraft must carry a life jacket per person; manually propelled craft are not registered. No kiteboarding- or SUP-specific rule found.

MassachusettsMA Under 12 Children under 12 must wear a USCG-approved life jacket whenever above deck on any vessel underway.
Source: boat-ed.com
16 to operate, and PWC operators must hold a boater safety certificate (rentals to under-16s are illegal)
PWC rules

Everyone aboard must wear a USCG-approved life jacket; lanyard must be attached to the operator; sunrise to sunset only; headway speed within 150 ft of swimmers or moored vessels; no operation within 150 ft of a shoreline used for swimming; banned on waters under 75 acres; no towing skiers or tubes with a PWC; no wake-jumping, weaving, or following within 150 ft of a water-skier. Owners are liable if they let others break PWC law.

Everyone in a canoe or kayak must wear a USCG-approved life jacket from Sep 15 to May 15. Anyone water-skiing or towed must wear one.
Kayak, SUP & kite notes

SUPs used beyond swimming, bathing or surfing areas must carry a wearable USCG-approved life jacket. No kiteboarding-specific state rule found.

MichiganMI Under 6 Children under 6 must wear a USCG-approved wearable life jacket when riding on the open deck of any vessel that is underway. 14 (ages 14–15 need a boating safety certificate and must have a parent, guardian or designated adult 21+ on board, or stay within 100 ft of them)
PWC rules

Everyone on board or being towed must wear a USCG-approved wearable life jacket (no inflatables); lanyard must be attached to the operator; no riding from sunset to 8:00 a.m.; slow, no-wake speed within 200 ft of a Great Lakes shoreline (except heading straight out or in) and when crossing within 150 ft behind another vessel (other than a PWC); slow, no-wake speed in water less than 2 ft deep; no children under 7 on board unless with a parent, guardian or their designee; PWC are banned in Sleeping Bear Dunes National Lakeshore and Isle Royale National Park.

State law lets boats under 16 ft, and canoes and kayaks, carry either a wearable or a throwable device for each person. Federal rules still require a wearable life jacket for each person on federally controlled waters such as the Great Lakes. Everyone towed on skis or similar devices must wear a USCG-approved wearable life jacket (no inflatables). There is no seasonal or cold-water rule.
Kayak, SUP & kite notes

Non-motorized canoes and kayaks do not need to be registered. The handbook has no specific rules for SUP or kiteboarding.

MinnesotaMN Under 10 Children under 10 must wear a properly fitted life jacket while the boat is underway (anything not tied to a dock or permanent mooring). 12 (under 12 cannot operate a PWC even with an adult on board; ages 12 and up must have an operator's permit under the phased schedule; under 18 cannot rent a PWC or motorboat)
PWC rules

Operator and passengers must wear a USCG-approved wearable life jacket; operate only from 9:30 a.m. to one hour before sunset; slow, no-wake speed (5 mph) within 150 ft of non-motorized boats, shore, docks, swim rafts, swimmers and moored or anchored boats; lanyard must be attached; no wake-jumping or weaving within 150 ft of other craft; an observer or factory wide-angle mirror is required when towing; DNR PWC rules decal must be in view of the operator; never face backward.

Every boat must carry a readily accessible wearable life jacket for each person, including canoes, kayaks, SUPs, paddleboats and waterfowl boats. Sailboards are exempt from life jacket carriage rules. There is no seasonal wear law, but the DNR notes that one-third of Minnesota boating deaths happen on cold water and that Lake Superior is always cold.
Kayak, SUP & kite notes

SUPs, canoes and kayaks are watercraft. Those over 10 ft must be licensed, and each person needs a wearable life jacket. Sailboards must be licensed if over 10 ft but are exempt from life jacket carriage. The guide has no specific rules for kiteboarding.

MississippiMS Under 13 Anyone 12 and younger must wear a USCG-approved life jacket at all times while the vessel is underway (handbook: on vessels under 26 ft).
Source: mdwfp.com
No PWC-specific minimum found; under 12 may operate only with a person 21+ aboard, and those born after June 30, 1980 need the boater education card
PWC rules

Everyone aboard or towed wears a USCG-approved life jacket; no last-second swerving or reckless wake-jumping. South of I-10 (marine waters): lanyard cut-off or self-circling device required, no excessive speed within 100 ft of an occupied vessel, no wake-jumping within 100 ft, no following within 100 ft of a skier. Lanyard use and daylight-only riding strongly recommended elsewhere.

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MissouriMO Under 7 Children under 7 must wear a USCG-approved life jacket at all times on board any vessel, unless inside a totally enclosed area such as the cabin of a houseboat or day cruiser. 14 (younger only with a supervising person 16+ on board); a boating safety ID card is also required if born after Jan 1, 1984
PWC rules

Everyone on board must wear a USCG-approved wearable life jacket while underway; lanyard must be attached to the operator; slow, no-wake speed within 50 ft of any other vessel, PWC or person in the water; no becoming airborne over a wake within 100 ft of the boat making it; no weaving or wake-jumping with an obstructed view; daylight riding is strongly recommended, and navigation lights are required at night.

State law lets boats under 16 ft carry a wearable or throwable device per person, but federal law requires a wearable life jacket for each person regardless of length. Boats 16 ft and longer also need a throwable device. There is no seasonal or cold-water rule.
Kayak, SUP & kite notes

Non-motorized canoes, kayaks and paddleboards do not need to be registered. The handbook has no specific rules for SUP or kiteboarding.

MontanaMT Under 12 Children under 12 must wear a life jacket on a boat less than 26 ft long that is in motion.
Source: fwp.mt.gov
15 to operate a PWC over 10 hp alone without a certificate; 13-14 with a Motorboat Operator's Certificate or an adult 18+ aboard; 12 and under only with someone 18+; must be 18 to rent
PWC rules

All operators and riders must wear a USCG-approved life jacket; attach the engine cut-off lanyard to wrist or life jacket; no-wake speed within 200 ft of a dock, swimmer, swim raft, non-motorized boat or anchored vessel; no crossing or jumping another boat's wake within 100 yards; no weaving through traffic or buzzing others.

Anyone towed (including wakeboarders) must wear a USCG-approved life jacket; no towing sunset to sunrise. Sailboard operators 14 and younger, or two or more people on one sailboard, must wear a life jacket. Inflatable life jackets count only when worn.
Kayak, SUP & kite notes

Stand-up paddleboards are vessels outside designated swim areas and must carry required safety equipment, including a life jacket. Sailboard operators 14 and under must wear a life jacket. No kiteboarding-specific rule found.

NebraskaNE Under 13 Children under 13 must wear a USCG-approved life jacket at all times while aboard any vessel, except when hunting waterfowl from an anchored vessel. 14 (born after Dec 31, 1985: Boating Safety Course certificate required)
PWC rules

Everyone aboard must wear a USCG-approved life jacket (LB 979 of 2026 requires one approved for PWC use); lanyard must be attached to the operator; no riding at night (see notes on the exact hours).

Nebraska Game and Parks says life jackets are required for all paddleboard users, regardless of age. Anyone towed on skis or a similar device must wear a USCG-approved life jacket. Every vessel except sailboards must carry a USCG-approved wearable life jacket for each person.
Kayak, SUP & kite notes

Paddleboarders must have a life jacket at any age (Game and Parks wording: 'required for all paddleboard users'). Sailboards are exempt from life jacket carriage. No rules specific to kiteboarding were found.

NevadaNV Under 13 Children under 13 must wear a USCG-approved life jacket whenever underway, unless in a fully enclosed area. This also applies on stand-up paddleboards. 14 to operate
PWC rules

Everyone riding or towed must wear a USCG-approved life jacket (no inflatables); attach the engine cut-off lanyard above 5 mph; no operation sunset to sunrise unless equipped with navigation lights; reckless operation includes jumping wakes or sharp turns within five boat lengths of another vessel. eFoils and motorized surfboards count as PWC.

Everyone on a PWC or being towed must wear a non-inflatable USCG-approved life jacket. All vessels except sailboards must carry a life jacket per person, including paddleboards. To tow a skier the operator must be 16, or 14 with a supervising adult 18+ aboard.
Kayak, SUP & kite notes

Stand-up paddleboards are vessels in Nevada: carry a fitting life jacket, and children under 13 must wear one at all times. SUPs are exempt from the AIS decal. Sailboards are exempt from life jacket carriage. eFoils and motorized surfboards are classed as PWC. No kiteboarding-specific rule found.

New HampshireNH Under 13 Children under 13 must wear a USCG-approved life jacket at all times while underway, unless the vessel is fully enclosed by railings at least 3 ft high that a small child cannot fall through.
Source: boat-ed.com
16 to operate (PWC/"ski craft"), plus a Safe Boater Education Certificate
PWC rules

Operator must wear a USCG-approved life jacket; daylight only (sunrise to sunset); headway speed within 150 ft of swimmers, other vessels, rafts, docks, swimming areas or mooring fields; no operation in coves under 1,000 ft wide or within 300 ft of shore except at headway speed heading to open water; banned on lakes and ponds under 75 acres and other waters closed by law; no weaving through traffic or last-second swerving. Lanyard use is recommended, not required.

Paddleboarders must carry a wearable life jacket (children under 13 must wear one). Anyone towed must wear a USCG-approved life jacket. No seasonal cold-water wear rule.
Kayak, SUP & kite notes

Paddleboarders must carry a wearable life jacket; children under 13 must wear one. A Marine Patrol permit is required to tow a kite glider or parasail. No kiteboarding-specific rule found.

New JerseyNJ Under 13 Every child 12 or younger on board must wear a properly fitted USCG-approved life jacket whenever the vessel is underway. 16 to operate, with a NJ Boating Safety Certificate
PWC rules

Operator and passengers must wear a USCG-approved life jacket; lanyard must be worn; no operation from sunset to sunrise or in restricted visibility; banned in the Point Pleasant Canal and Cape May Canal; minimum headway speed within 100 ft of swimming-area buoys, the shoreline, people in the water, or homes; no going airborne within 100 ft of another vessel; nobody may ride between the operator and the handlebars; towing a skier only on a 3+ seat PWC with an observer facing the rider.

From November 1 to May 1, everyone of any age on a recreational vessel under 26 ft, including rowboats, canoes, kayaks and stand-up paddleboards, must wear a USCG-approved life jacket while underway (people inside a cabin are exempt). PWC riders must always wear one.
Kayak, SUP & kite notes

Stand-up paddleboards are covered by the Nov 1 to May 1 must-wear life jacket rule. Non-powered kayaks, canoes and paddleboards do not need registration. Surfboards are exempt from the life-jacket carriage rule. No kiteboarding-specific rule found.

New MexicoNM Under 13 Children under 13 must wear a USCG-approved life jacket while underway, unless below deck or in an enclosed cabin.
Source: emnrd.nm.gov
13 to operate without on-board adult supervision; under 13 only with an adult on board (and the operator must still carry a Boater Education Card)
PWC rules

Everyone on a PWC must wear a USCG-approved life jacket; attach the engine cut-off lanyard; a PWC towing someone needs a skier-down flag, an observer and seating for operator, observer and each towed person; keep 150 ft from swimmers, skiers, anglers and dive flags.

Since 1 Jan 2025, everyone must WEAR a USCG-approved life jacket when on a river, in a boat race, or using human-powered craft, paddlecraft, kayaks, canoes, paddleboards, rubber rafts, ice sailboats or PWC. Sailboard, inner tube, air mattress and float tube users must wear a life jacket or flotation aid. Everyone towed must wear one; no towing from 1 hour after sunset to 1 hour before sunrise.
Kayak, SUP & kite notes

Paddleboards, kayaks and canoes are subject to state boating law: every person must wear a USCG-approved life jacket (since 2025) and carry a paddle and a whistle or horn. Sailboards are exempt from registration but riders must wear a life jacket or flotation aid. No kiteboarding-specific rule found.

New YorkNY Under 12 Anyone under 12 must wear a USCG-approved life jacket while underway on a pleasure vessel under 65 ft or on a rowboat, canoe or kayak, unless in an enclosed cabin.
Source: nysenate.gov
14 to operate, with a boating safety certificate (or accompanied by a certified person over 18); livery renters must be 16+
PWC rules

Everyone aboard must wear a USCG-approved life jacket; lanyard attached to the operator; no operation from sunset to sunrise; no operation within 500 ft of a designated bathing area (where the opposite shore is under 500 ft, max 10 mph); no reckless wake-jumping close to other vessels; many towns add local hour and distance limits.

From November 1 to May 1, everyone aboard a pleasure vessel under 21 ft (including rowboats, canoes and kayaks) must wear a USCG-approved life jacket while underway. Anyone being towed must wear one. All vessels, including kayaks, canoes and paddleboards, must carry one per person.
Kayak, SUP & kite notes

Paddlecraft (including SUPs) must carry a life jacket per person, a sound-producing device (whistle or horn), and a white light such as a waterproof flashlight; Nov 1 to May 1 life jackets must be worn on boats under 21 ft. No kiteboarding-specific state rule found.

North CarolinaNC Under 13 Anyone under 13 must wear a USCG-approved life jacket on a recreational vessel that is underway, unless below decks or in an enclosed cabin. 16; ages 14-15 only if accompanied aboard by someone 18+ or carrying ID and a boating safety certification; under 14 never
PWC rules

Everyone aboard or towed wears a life jacket (inflatables do not count); wear the cut-off lanyard; no operation between sunset and sunrise; no-wake speed within 100 ft of anchored/moored vessels, docks, piers, swim areas, swimmers, surfers, anglers or paddlecraft (50 ft in channels under 300 ft wide); no wake-jumping within 100 ft; mirror or observer to tow; no renting to under-16s who do not meet the age rules.

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Kayak, SUP & kite notes

A wearable life jacket is required for each person aboard canoes, kayaks, rowboats and other non-motorized craft; sailboards, racing shells, rowing sculls, racing canoes and racing kayaks are exempt from carrying one. Paddlecraft need no registration. No kiteboarding-specific rule found.

North DakotaND Under 11 On any vessel under 27 ft, everyone 10 years of age or younger must wear an appropriately sized, properly fastened USCG-approved Type I, II or III life jacket while the vessel is in operation (N.D.C.C. 20.1-13-20).
Source: ndlegis.gov
12 to operate alone if the operator has passed a Department-approved course (ages 12–15), or with someone 18+ aboard; under 12 only with someone 18+ aboard (rules apply to craft over 10 hp)
PWC rules

Everyone on board must wear a USCG-approved Type I, II, III or V life jacket; lanyard must be attached if the PWC has one; slow, no-wake speed within 100 ft of shore anglers, swimmers, swim/dive rafts, and occupied, anchored or non-motorized vessels; an observer or mirrors on both sides are needed when towing; no tampering with the throttle return; no chasing wildlife; no weaving or jumping a wake within 100 ft; no towing or skiing from one hour after sunset to one hour before sunrise.

Anyone towed on water skis, a surfboard or a similar device must wear an approved life jacket, except people 16 and older who are windsurfing or boardsailing, and barefoot skiers in a proper wetsuit (who must still have a life jacket aboard). Every vessel needs a USCG-approved wearable life jacket for each person.
Kayak, SUP & kite notes

Non-motorized craft (SUPs, canoes, kayaks, pedal boats) must carry a USCG-approved wearable life jacket for each person and a whistle, and show a white light from sunset to sunrise. People 16 and older who are windsurfing or boardsailing are exempt from the towed-device life jacket rule. Kiteboarding is not addressed.

OhioOH Under 10 Children under 10 must wear a USCG-approved wearable life jacket on any vessel under 18 ft (ORC 1547.24). 16 to operate alone; 12–15 only with a supervising person 18+ on board (who needs a certificate if born on or after Jan 1, 1982)
PWC rules

Everyone on board must wear a life jacket; lanyard must be attached to the operator; no riding between sunset and sunrise; no reckless operation, such as jumping a wake within 100 ft of the boat making it, weaving through traffic, or running less than 200 ft directly behind a water skier.

Boats under 16 ft, and canoes and kayaks of any length, need one wearable life jacket per person. Boats 16 ft and longer also need a throwable device. There is no seasonal or cold-water rule.
Kayak, SUP & kite notes

Kiteboards, paddleboards and sailboards are exempt from registration and titling. Canoes and kayaks must be registered (the alternative registration is allowed).

OklahomaOK Under 13 Children under 13 must wear a USCG-approved life jacket whenever underway on a vessel less than 26 ft long. 16 to operate alone; 12-15 with a Boating Safety Education Certificate and a supervising adult 18+ within 500 yards; under 12 not allowed (except in a no-wake zone under adult supervision)
PWC rules

Everyone riding or towed must wear a USCG-approved life jacket; keep the engine cut-off lanyard attached at all times; no operation sunset to sunrise unless equipped with navigation lights; slow no-wake within 150 ft of boat ramps, docks and anchored or moored vessels; stay more than 50 ft from moving vessels; no weaving through traffic.

Everyone on a sailboard must wear a life jacket. Anyone towed on skis or similar devices must wear one (ski belts do not count).
Kayak, SUP & kite notes

Kiteboards are exempt from registration. Sailboard riders must wear a life jacket. No statewide SUP-specific rule found beyond federal carriage rules.

OregonOR Under 13 All children 12 and younger must wear a USCG-approved life jacket while on an open deck or cockpit when a boat is underway or being towed.
Source: oregon.gov
16 to operate alone (with boater education card); 12-15 only with a card-holding adult 18+; no PWC rentals to anyone under 18
PWC rules

Everyone aboard must wear an inherently buoyant USCG-approved life jacket (no inflatables); attach the engine shut-off lanyard; lights required if operating sunset to sunrise; stay 100 ft from boats underway; slow no-wake within 100 ft of anchored boats; stay 200 ft from shore except to land; no operating within 200 ft behind a water skier; jumping wakes close to the boat that made them is reckless operation.

Everyone in Class III or higher whitewater rapids must wear a USCG-approved life jacket. Paddlecraft and sailboats under 16 ft must carry a wearable life jacket for each person.
Kayak, SUP & kite notes

Stand-up paddleboards are boats under Oregon law: carry a wearable life jacket and a whistle, and the operator must carry a Waterway Access Permit (since 2025 no length minimum; under-14s exempt). No statewide kiteboarding rule found.

PennsylvaniaPA Under 13 Children 12 and younger must wear a life jacket when underway in any boat 20 ft or less and in all canoes, kayaks and paddleboards.
Source: pa.gov
12 to operate, with a Boating Safety Education Certificate; ages 12-15 may not carry passengers 15 or younger; no one under 16 may rent a PWC
PWC rules

Operator and all passengers must wear life jackets (inflatables not allowed); lanyard attached to the operator; no operation from sunset to sunrise; carry a fire extinguisher and sound device; a PWC rated for three or fewer may tow only one person; general rule: slow, no-wake within 100 ft of shoreline, docks, launch ramps, swimmers, and anchored or drifting boats; no going airborne crossing a wake within 100 ft of another boat.

Cold-weather law: from November 1 through April 30, everyone must wear a life jacket while underway or at anchor on boats under 16 ft and on any canoe, kayak or paddleboard. On Pittsburgh District US Army Corps of Engineers lakes, everyone in boats under 16 ft and all canoes, kayaks and paddleboards must wear one year-round. Water skiers and anyone towed must wear one.
Kayak, SUP & kite notes

Canoes, kayaks and SUPs: children 12 and under must always wear a life jacket, and everyone must wear one Nov 1 to Apr 30; a registration or launch permit is needed at PFBC and state park/forest launches. Boat-towed kite skiing is allowed only where unrestricted skiing is permitted (tow line max 50 ft non-releasable, 500 ft releasable). No rule found for wind-powered kiteboarding.

Puerto RicoPR Under 12 Children under 12 must wear a life jacket aboard any vessel that is underway, unless inside a cabin or the wheelhouse; fines $100 (non-commercial) or $250 (commercial) per child, up to $1,000 per event. Exemptions for licensed passenger-transport vessels (life jackets must still be available for all) and sanctioned sporting events. 14 to operate alone; under 14 only with an adult aboard (renters 14+ may operate a rented jet ski if accompanied by the adult renter)
PWC rules

Operator and every passenger must wear a USCG-approved life jacket (Type III per DRNA guide) at all times. No jet ski operation at night (sunset to sunrise). No more than 5 mph within 150 ft of the shore in areas not marked for swimmers; stay outside a 150-ft radius around a dive flag; stay out of buoyed swimmer areas. Engine cut-off switch required where equipped. Do not modify the engine/exhaust to exceed factory noise levels. Rental customers can skip the license only if the business is authorized, records their ID and gives a verbal orientation (Spanish or English) on navigation rules and the allowed area; minimum age to rent a motor vessel is 21.

One USCG-approved life jacket per person on every vessel; anyone water skiing or being towed must wear one. Inflatable life jackets only for people over 16. DRNA's boater guide indicates life jackets must be worn at all times on inland waters (lakes/lagoons), but this was not found in the statute text.
Kayak, SUP & kite notes

Paddleboards, kayaks, canoes, rowboats, sail-only boats and boards 'with or without a sail' (windsurf/kite boards) are legally 'navigation vehicles' under Law 430: they must not be used carelessly or negligently and must respect buoyed swimmer areas and natural-resource protection zones. Boats over 30 hp are prohibited on lakes and lagoons. Max 5 mph, no wake, in marinas and anchorages. Do not anchor or tie up to mangroves, corals or seagrass, or within 15 ft of the shore or a mangrove system. No kitesurf-specific rule was found.

Rhode IslandRI Under 13 Children under 13 must wear a USCG-approved life jacket while underway on a recreational vessel under 65 ft, unless below deck or in an enclosed cabin.
Source: boat-ed.com
No fixed minimum: under 16 may operate only if they have passed an approved safety course or are accompanied by an adult (RIGL 46-27-2); the official handbook adds that every PWC operator must have passed a course, with no exemptions
PWC rules

Everyone aboard must wear a USCG-approved life jacket; lanyard must be attached to the operator; no operation from one-half hour after sunset to one-half hour before sunrise; headway speed within 200 ft of swimmers, divers, shoreline or moored vessels; leave and return to shore at headway speed, as near perpendicular as possible; no reckless wake-jumping or weaving; local PWC bans on some waters.

Everyone on any paddlecraft (canoes, kayaks, sailboards, kiteboards and paddleboards) must wear a USCG-approved life jacket at all times while underway, regardless of age. Anyone towed must wear a life jacket suited to towing.
Kayak, SUP & kite notes

Kiteboards, sailboards and paddleboards count as paddlecraft: every rider must wear a USCG-approved life jacket at all times while underway, regardless of age.

South CarolinaSC Under 12 Children under 12 must wear a USCG-approved life jacket aboard a Class A boat (under 16 ft). Children under 12 must also wear one on a paddleboard. No separate minimum age in current law (the under-16 rule was repealed in 2023); operators born after July 1, 2007 need the SC boating safety certificate or a qualified adult 18+ aboard
PWC rules

Everyone aboard wears a USCG-approved life jacket; self-circling device or lanyard cut-off attached to operator; no operation between sunset and sunrise; idle speed within 50 ft of moored/anchored vessels, docks, piers or people in the water and within 100 yd of the Atlantic coastline (100 ft from docks on major lakes); no jumping within 200 ft of a boat whose wake you cross; no chasing wildlife.

Anyone being towed (skis, tubes, boards) must wear a USCG-approved life jacket. By law SCDNR may not enforce any regulation requiring windsurfers/sailboarders to wear or carry life jackets.
Kayak, SUP & kite notes

Paddleboards are vessels (unless used in the surf like a surfboard): carry a USCG-approved life jacket per person (under 12 must wear), a whistle, and a light (flashlight) between sunset and sunrise. SC Code 50-21-855 bars SCDNR from enforcing life-jacket rules on windsurfers and sailboarders. No kiteboarding-specific statute found.

South DakotaSD Under 7 When a boat is going faster than no-wake speed, children under 7 must wear a USCG-approved life jacket unless they are in a cabin or below deck.
Source: gfp.sd.gov
14 to operate alone (younger only with a person 18+ on board)
PWC rules

Everyone on board must wear a USCG-approved life jacket (no inflatables); lanyard must be attached to the operator; no riding between sunset and sunrise or in low visibility unless the PWC has navigation lights; slow, no-wake speed (5 mph) within 150 ft of non-motorized boats, shore, docks, swim rafts, swimmers and moored or anchored boats; no weaving, close wake-jumping, last-second swerving or chasing wildlife.

Inflatable life jackets are not approved for PWC, towed water sports, or people under 16. All boats under 16 ft, and all canoes, kayaks and paddleboards, must carry a USCG-approved wearable life jacket for each person. Boats 16 ft and longer also need a throwable device.
Kayak, SUP & kite notes

A paddleboard is a watercraft in South Dakota and must carry a life jacket for every user. Non-motorized craft over 12 ft must be registered. No rules specific to kiteboarding were found.

TennesseeTN Under 13 Children 12 and younger must wear a USCG-approved life jacket at all times on the open deck of a recreational vessel that is not anchored, moored or aground.
Source: tn.gov
12 to operate alone with the TWRA certificate; under 12 only with an adult 18+ aboard; 16 to rent
PWC rules

Everyone aboard wears a USCG-approved life jacket (no inflatables); attach the cut-off lanyard; daylight only (sunrise to sunset); no jumping wakes within 100 ft, weaving, last-second swerving or spraying, more than idle speed near ramps, docks or shoreline, or chasing wildlife.

Everyone aboard must wear a USCG-approved life jacket in specifically marked areas below dams. Inflatable life jackets are not approved for PWC, whitewater activities, or anyone under 16.
TexasTX Under 13 Children under 13 must wear a USCG-approved life jacket while underway on any vessel under 26 ft, including canoes, kayaks and other paddlecraft. 13 to operate alone with boater education; under 13 only with a qualified supervisor 18+ aboard
PWC rules

Everyone aboard or towed wears a USCG-approved life jacket; attach the cut-off lanyard; no operation between sunset and sunrise; stay over 50 ft from other boats, people, platforms and shoreline unless at headway speed; no last-second swerving, reckless wake-jumping or chasing wildlife; do not exceed rated capacity.

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Kayak, SUP & kite notes

All vessels including canoes, kayaks and other paddlecraft must carry a wearable life jacket per person, and children under 13 must wear one on paddlecraft. No Texas-specific SUP/kiteboarding rule found.

U.S. Virgin IslandsVI Under 17 No one may operate a recreational vessel with any child under 17 aboard unless each child wears an appropriate Type I or Type II life jacket (25 V.I.C. § 328, added 2006). 18 to operate; 14-17 only with a DPNR-approved safe boating course and written parental approval and liability acknowledgment; under 14 may not operate (may ride as a passenger with parental consent)
PWC rules

Everyone riding or being towed must wear a USCG-approved Type I, II, III or V life jacket; attach the engine cut-off lanyard. No operation from 1/2 hour after sunset to 1/2 hour before sunrise unless the craft has USCG-approved running lights. Outside harbors, PWC and thrill craft must operate in 'operations areas': St. Thomas/St. John at least 200 ft seaward of any reef and never closer than 500 ft to shore (incl. cays); St. Croix 200 ft from reefs and at least 400 ft from shore; and 500 ft from designated swim, snorkel, dive, surf and windsurf areas. Go straight in and out by the most direct route. No PWC in designated swim areas; slow/no-wake and no interference with swimmers in the dozens of listed 'restricted' bays and harbors (e.g. Charlotte Amalie/St. Thomas Harbor, Magens Bay, Red Hook, Cruz Bay, Coral Bay, Christiansted Harbor). Closed to motorboats: Mangrove Lagoon/Jersey Bay (STT), Altona Lagoon, Great Pond and West End Salt Pond (STX). No running over seagrass or coral in less than 4 ft of water, no beaching, no 'doughnuts' outside operations areas, no wake jumping within 100 ft, max 6 mph within 100 ft of another PWC, idle within 10 ft of anchored boats, no loud or modified exhaust. Only PWC designed for towing may pull a skier, with a rear-facing passenger. Anyone renting out motorized craft or water sports gear needs a DPNR operator permit.

Federal carriage rules apply: one USCG-approved life jacket per person aboard. No cold-water or seasonal rule.
Kayak, SUP & kite notes

Kayaks and paddleboards must be registered with DPNR. Windsurfing and surfing areas are protected: on St. Croix several bays (e.g. Cane Bay/La Vallee, Grapetree Bay, Jack Bay, Shoy Bay, Sprat Hole, Salt River entrance) are designated non-motorized surf/windsurf areas where motorboats are prohibited while surfers or windsurfers are present, and PWC must stay 500 ft from designated sailboarding areas. Towed boards of any kind count as 'thrill craft'. No kiteboarding-specific rule was found.

UtahUT Under 13 Children 12 and younger must wear a USCG-approved life jacket while on board any vessel (exception: inside an enclosed cabin on vessels 19 ft or longer). Inflatable life jackets may not be used by children under 13.
Source: boat-ed.com
18 to operate without conditions; 16-17 with a boating education certificate; 12-15 with a certificate and direct supervision by a person 18+
PWC rules

Everyone on board must wear a USCG-approved life jacket (no inflatables); attaching the engine cut-off lanyard is strongly recommended.

Everyone on a vessel on Utah's rivers must wear a USCG-approved life jacket. Anyone towed must wear one. Inflatable life jackets are not allowed for PWC riders, towed persons, children under 13, or on rivers.
Kayak, SUP & kite notes

Paddleboards count as vessels and must follow life jacket rules; children 12 and under must wear one, and everyone on a river must wear one. Sailboards are exempt from registration. No kiteboarding-specific rule found.

VermontVT Under 12 Children under 12 must wear a USCG-approved wearable life jacket at all times while underway on the open deck of any vessel.
Source: boat-ed.com
16 to operate (even with a course certificate)
PWC rules

Everyone aboard must wear a USCG-approved life jacket; operator must attach the engine cut-off lanyard; sunrise to sunset only; boater education required if born after Jan 1, 1974; no-wake speed within 200 ft of shore, people in the water, canoes or other vessels, and docks.

Anyone under 16 must wear a USCG-approved life jacket while on a sailboard (windsurfer). Anyone towed must wear one (ski belts do not count). Sailboards are exempt from the carry-one-per-person rule. No seasonal cold-water rule.
Kayak, SUP & kite notes

Sailboards: anyone under 16 must wear a life jacket; sailboards are exempt from no-wake-within-200-ft and the one-life-jacket-per-person carry rule. Free ID stickers for canoes, kayaks and rowboats are available from Marine Patrol officers. No kiteboarding- or SUP-specific statute found.

VirginiaVA No state rule No separate Virginia child-wear law. The federal rule applies on federal waters (most Virginia waters): children under 13 must wear a USCG-approved life jacket unless below deck or in an enclosed cabin. 16; 14-15 only after an approved boating safety course with proof carried on board
PWC rules

Operator, riders and anyone towed wear a USCG-approved life jacket (inflatables prohibited); attach the cut-off lanyard; no operation between sunset and sunrise; do not exceed the rated passenger load; slowest steerage speed within 50 ft of docks, piers, boathouses, ramps, people in the water and non-PWC vessels; no reckless weaving, wake-jumping too close or spraying.

Inflatable life jackets count only for people 16 and older; one wearable life jacket per person is required on all boats including canoes, kayaks and SUPs.
Kayak, SUP & kite notes

DWR: stand-up paddleboards are vessels when outside a designated swim zone or beyond the surf zone - a life jacket and a sound-producing device (whistle) are required. Manually propelled craft need no registration. No kiteboarding-specific rule found.

WashingtonWA Under 13 Children 12 and younger must wear a USCG-approved life jacket at all times when underway in a vessel under 19 ft, unless in a fully enclosed area.
Source: parks.wa.gov
14 to operate; PWC may not be rented to anyone under 16
PWC rules

Everyone aboard must wear a life jacket; attach the engine cut-off lanyard to your person, clothing or life jacket; no operation during darkness; no reckless wake jumping close to other boats, weaving through traffic or last-second swerving.

Everyone being towed must wear a USCG-approved life jacket. Kayaks, canoes and stand-up paddleboards must carry a USCG-approved life jacket for each person. No statewide cold-water or seasonal wear rule.
Kayak, SUP & kite notes

Stand-up paddleboards and kayaks must carry a USCG-approved life jacket per person (Parks runs an annual Paddle Safe Week). No statewide kiteboarding rule found.

West VirginiaWV Under 13 Any child under 13, including infants, must wear a USCG-approved life jacket while the vessel is underway, unless below deck or in an enclosed cabin.
Source: wvdnr.gov
15 to operate alone (with boater education card); ages 12-15 only with a person over 18 aboard; rentals only to 18+
PWC rules

Everyone aboard or being towed must wear a USCG-approved non-inflatable life jacket; lanyard attached to the operator; no operation between sunset and sunrise; no weaving through traffic, jumping wakes close to other vessels, going airborne within 100 ft of the vessel making the wake, or following faster than 10 mph within 100 ft behind or 50 ft beside another vessel; towing a skier requires an observer 12+ on board.

Everyone on or towed behind a PWC must wear a non-inflatable life jacket; anyone towed by any vessel must wear one. Every vessel, including canoes and kayaks, must carry a properly sized life jacket for each person. No seasonal cold-water rule found.
Kayak, SUP & kite notes

Non-motorized canoes, kayaks and SUPs need no registration but must carry a life jacket per person; children under 13 must wear one. No kiteboarding-specific rule found.

WisconsinWI No state rule No state rule requires children to wear a life jacket. The handbook cites the federal rule: children under 13 must wear a USCG-approved life jacket while underway in an open vessel on federally controlled waters, and the state strongly recommends it on state waters. 12 (ages 12–15 must have completed a DNR-accepted boating safety course; under 16 cannot rent or lease a PWC)
PWC rules

Everyone on board must wear a USCG-approved life jacket; lanyard must be attached to the operator; no riding between sunset and sunrise; always face forward; slow, no-wake speed within 100 ft of any other vessel, within 100 ft of a dock, pier, raft or restricted area on a lake, and within 200 ft of shore on any lake; no wake-jumping within 100 ft of another boat; no chasing wildlife.

All vessels, including canoes, kayaks and paddleboards, must carry a wearable USCG-approved life jacket for each person. Sailboarders and windsurfers do not have to carry life jackets (but are encouraged to wear one). There is no seasonal or cold-water rule.
Kayak, SUP & kite notes

SUPs are vessels. Each one needs a life jacket for each person, a whistle on federally controlled waters, a white light (a flashlight or headlamp is enough) from sunset to sunrise, and visual distress signals on federally controlled waters. Sailboards do not need to be registered and are exempt from life jacket rules. The handbook has no specific rules for kiteboarding.

WyomingWY Under 13 All children 12 and under must wear a USCG-approved life jacket at all times while underway, unless riding in an enclosed cabin.
Source: boat-ed.com
16 to operate alone; under 16 only with a person 18+ on board
PWC rules

Everyone on board must wear a USCG-approved life jacket at all times; attach the engine cut-off lanyard to your person, clothing or life jacket.

Anyone towed behind a vessel must wear a USCG-approved life jacket. All vessels must carry a wearable life jacket per person; boats 16 ft and over also need a throwable device.
Kayak, SUP & kite notes

Paddleboards (solid or inflatable, any length) are exempt from the AIS decal. No statewide SUP or kiteboarding-specific rule found beyond federal life jacket carriage.

Cold-water seasons: when everyone must wear one

Several Northeast states make life jackets mandatory for everyone on small boats and paddle craft in the cold months: Connecticut (manually propelled craft, Oct 1 to May 31), Massachusetts (canoes and kayaks, Sep 15 to May 15), New Jersey (boats under 26 ft incl. kayaks and SUPs, Nov 1 to May 1), New York (boats under 21 ft incl. canoes and kayaks, Nov 1 to May 1) and Pennsylvania (boats under 16 ft and all canoes, kayaks and paddle boards, Nov 1 to Apr 30). Check each state’s row for the exact wording.

Do you need a life jacket on a paddle board?

Usually you need to carry one. Florida’s FWC, for example, explains that canoes, kayaks and paddle boards (except paddle boards used within swimming, surfing or bathing areas) are vessels under Coast Guard rules, so each person needs a USCG-approved wearable life jacket, plus a whistle. Some states go further and require paddlers to wear one: Rhode Island on all paddle craft, New Mexico on paddleboards and other human-powered craft since Jan 1, 2025, and the cold-season rules above. Find your state in the table.

Quick answers

What is the federal life jacket law for kids?

Children under 13 must wear a USCG-approved life jacket while a recreational vessel is underway, unless they are below decks or in an enclosed cabin. If a state has its own child-wear rule, that rule applies on its waters instead (33 CFR 175.15(c), 175.25).

Which state has the youngest life jacket age for kids?

Florida and Michigan set the lowest age in our table: children under 6 must wear one (Florida: on vessels under 26 ft underway; Michigan: on the open deck of a vessel underway).

Do you need a throwable on a kayak or canoe?

No. The federal throwable requirement applies to boats 16 ft and longer, and canoes and kayaks are exempt (33 CFR 175.15(b)). You still need a wearable life jacket for each person.

Sources

Each state row links to its own sources, collected from state agencies, statutes and official handbooks. Federal rules: 33 CFR Part 175 (eCFR). Checked October 2026. Laws change; confirm with your state boating agency before you go. eCFR, 33 CFR Part 175.

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